Having Trouble Buying Apple Gift Cards Online? Try Sending Money to Japan by Bank Transfer

These days, credit card companies are getting stricter than ever due to the rise in fraud and unauthorized use. While this extra security is great for protection, it’s also causing some unexpected headaches—especially when trying to buy digital items like Apple Gift Cards online.

Have you ever tried to buy something with your own card, only to have the payment blocked? You’re not alone. Many of our customers have told us they couldn’t complete their purchases because their card was flagged—even though they were the rightful owner!

If you’ve ever run into this problem and couldn’t make a purchase when you needed to, we’ve got a solution for you: buy in bulk and send your payment by bank transfer to Japan.

For years, many of our wholesale customers have chosen to pay this way. It’s reliable, often comes with a better exchange rate than PayPal, and works smoothly—especially for larger purchases.

Here are some of the most common ways to send money from overseas to a Japanese bank account:


✅ 1. Online Transfer Services (like Wise)

How it works:
Sign up for Wise, Remitly, or Revolut, and transfer funds using their app or website.

Why use it?

  • Great exchange rates
  • Low, transparent fees
  • Fast—usually arrives in 1–3 business days

Recommended services:


✅ 2. International Bank Transfer (SWIFT)

How it works:
Send money directly from your bank (online or at a branch) to our Japanese bank account.

What you’ll need:

  • Recipient’s full name (in Roman letters)
  • Bank name (in English)
  • Branch name (in English)
  • Bank account number
  • SWIFT code (e.g., MUFG Bank = “BOTKJPJT”)

Why use it?

  • Trusted and secure
  • Takes 2–5 business days
  • Higher fees (for both sender and recipient), but very reliable

✅ 3. Western Union / MoneyGram

How it works:
Send money via a local agent or app → Receive as cash in Japan or transfer to a Japanese bank.

Why use it?

  • Cash pickup available
  • Great for emergencies (as fast as a few minutes)
  • Slightly higher fees

✅ A Few Things to Keep in Mind:

  • If your Japanese bank account doesn’t support foreign currencies, the money will be automatically converted to yen using the bank’s exchange rate.
  • Some banks may ask for the reason for your transfer.
  • Larger transfers may require ID verification due to anti-money laundering rules.

So if you’ve been struggling to buy Apple Gift Cards online with your credit card, why not consider placing a bulk order with us and paying by bank transfer? It’s safe, simple, and saves you the hassle.

Feel free to contact us if you’d like more details—we’re here to help!

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